Promissory Notes Legal Forms Software
Before lending money or valuables to anyone, “get it in writing”! Even with a close friend or a family member, it often makes sense to put the expectations of a loan in writing to avoid any confusion or ill-will later. “Get it in writing” is the function of a Promissory Note: to outline the terms and repayment schedule for any loan. Create a valid Promissory Note in minutes using this legal forms software from Standard Legal. FREE BONUS: Financial Calculators software!
PROMISSORY NOTE SELF-HELP LEGAL DOCUMENT SOFTWARE
Promissory Notes are legal documents used to create a record of a transaction where money is loaned from one party to another. A Promissory Note provides a way to outline the amount borrowed, the expected repayment schedule, the interest rate, and any other terms to the loan.
Quite simply, creating a legal and valid Promissory Note is a way to “get it in writing” when making a loan to a friend, family member or business associate.
TYPES OF PROMISSORY NOTES INCLUDED:
This Standard Legal Promissory Note Software contains the following legal note forms, each with its own comprehensive instructions for completing the document:
– Promissory Note with Installment Payments Required Upon a Set Payment Schedule
– Promissory Note with Lump Sum Repayment Required Upon an Agreed Upon Date
– Promissory Note with Lump Sum Repayment Required Upon Demand of the Holder
– Cognovit Promissory Note with Installment Payments on a Set Payment Schedule
– Cognovit Promissory Note with a Lump Sum Repayment on an Agreed Upon Date
– Guaranty of Payment Document
– Promissory Note Payment Acknowledgement
Each of the Promissory Note options listed above is available for single or multiple borrowers, and for requiring a personal/third party guarantee. However, the Promissory Notes offered by Standard Legal are NOT structured to be secured by collateral; see why here.
Cognovit Promissory Notes create the same legal structure as a Promissory Note, but they also permit the Note Holder to obtain judgment on the Note if any payment or payments are missed — WITHOUT HAVING TO GO TO A TRIAL. However, some states have passed laws that prohibit the enforcement of cognovit provisions in Promissory Notes. Even if the cognovit provision of this note is not enforceable in the state where the holder resides, the Note itself is still enforceable and a lawsuit can still be initiated should the person signing the note miss any payments.
The Promissory Note Software from Standard Legal is an easy, quick and affordable way to “get it in writing.” That way, when money is lent to anyone — friends, family members or business associates — the terms are clear in advance, thereby saving any potential confusion or ill-will later!
BONUS: FINANCIAL CALCULATOR SOFTWARE
Work out the numbers related to your legal forms with this Windows-based Financial Calculator Software Suite! Amortization Schedule Calculator, Prepayment Calculator, Mortgage Qualifier Calculator, Loan Spread Calculator, Closing Costs Calculator, Quick Calculators, Rent versus Buy Calculator, Biweekly Payments Calculator, and a Home Seller’s Proceeds Calculator. These tools let the parties in a financial transaction examine all of the pricing and financing options, then build those final numbers into the legal documents! For use with Windows only.
WHY CHOOSE STANDARD LEGAL?
☆ LEGAL & VALID IN ALL STATES: The documents from Standard Legal are valid in every USA state and territory. Primary documents cover federal law, with state-specific language or forms provided as required.
☆ QUALIFIED ATTORNEY AUTHORS: All of the legal documents within each Standard Legal software title are carefully researched and written by highly-qualified, experienced, licensed attorneys.
☆ UP-TO-DATE LEGAL CONTENT: Documents and instructions are revised any time a state or federal law, statute or administrative requirement changes. Our legal forms content is in constant review!
☆ STEP-BY-STEP INSTRUCTIONS: Clear instructions are posted directly next to each question asked. No ‘legal-eze’ either! Standard Legal writes in a way that is “step-by-step” and easy to understand.
☆ IMMEDIATE ACCESS: Use the software instantly after purchase! Get encrypted links to a download within seconds, both on-screen with your order invoice and again as a backup in an email confirmation.
☆ EASILY DOWNLOADABLE FORMS: Standard Legal’s documents can be downloaded in one .zip file, with additional state-specific documents available from the online forms server.
☆ USE WITH ANY DEVICE: Windows, Mac, Apple, iPad, Android, Linux. Desktop PC, laptop, tablet, mobile device. Nearly any system can use the software from Standard Legal!
☆ FREE TECHNICAL SUPPORT: Standard Legal helps its clients in any way we can. While we cannot provide legal advice, we will gladly assist you by email, phone or social media to access and use our software.
☆ NO SHIPPING FEES: with downloadable software, shipping is FREE! Don’t pay to ship printed packages of paper. Just download the files and print only the documents you need. (Unless you prefer the optional CD!)
☆ FULLY SECURE PERSONAL DATA: Our software is downloaded then completed offline, not run through an online webform that transmits your data across the internet to be stored in a database. So your answers stay completely private and secure, and your personal data never leaves your hard drive!
☆ SAVE MONEY ON LEGAL FEES: Quickly and easily create the same kinds of legal documents as a local attorney. And save hundreds — sometimes even thousands — of dollars in the process!
☆ FREE ATTORNEY FIND: If you decide that handling a legal situation yourself might not be the best course of action, search our Attorney Find section for FREE to find a local attorney to help you.
☆ 100% MONEY BACK GUARANTEE: Standard Legal guarantees that all of the documents in our software package will be accepted when completed as directed and submitted to the appropriate court, clerk, office or agency. Should any document not be accepted due to an issue with our content, we will correct that document at once or refund 100% of the purchase price.
SYSTEM, SOFTWARE AND FILE USE REQUIREMENTS:
Standard Legal software works on virtually all Windows, Apple, Macintosh, Android and Linux-based PCs, laptops, tablets and mobile devices.
Generally, the legal forms are provided as Microsoft Word and Adobe PDF files with fillable form fields. Not all forms are provided in both formats in all cases. SOFTWARE FORMATS + SAMPLES >
A full-featured version of Microsoft Word is one option to complete the Word-formatted documents. FREE open-source word processing programs like OpenOffice, LibreOffice, Google Docs, etc. may work as well.
Use the FREE Adobe Reader to complete and print the PDF document files. It is best to use the most up-to-date version of Reader; see ‘Help > Check for Updates’ in the program’s menu to get the latest version. It is CRITICAL that Reader ALWAYS be used as a stand-alone program or mobile app and NEVER within a web browser.
Links to a downloadable .zip file are presented immediately upon the completion of your order. This .zip must be expanded to access the PDF files. Most computers have an expansion program like WinZip pre-installed; if your computer does not we recommend StuffIt Expander (it’s FREE!). Once the file is downloaded, all documents within can be completed offline, no internet connection required. Read the START-HERE.txt file included in the initial download for more instructions.
Access links to the downloadable .zip file and/or the online forms server for this title are available for one (1) year after the date of purchase, upon request. Files downloaded and saved to a device may be used without time limit, but new downloads are no longer accessible one year after the date of purchase. A discount code is available to past customers by email to make a new or updated purchase.
Is Standard Legal Software Right for You?
To use any type of software requires a basic understanding of how a computer device operates. To use Standard Legal software, you must be able to complete these basic computer tasks: download a software file; expand a .zip file; enter a username and password to access a protected website; navigate a menu; install and launch a program; and open, save then print a completed document. If you do not fully understand how to complete any of these common steps, we recommend you use our Document Preparation Service or find a local attorney to create documents for you.
Have a Promissory Notes question? ASK STANDARD LEGAL >
ATTORNEYS, PARALEGALS AND DOCUMENT PREPARATION PROFESSIONALS: This software is licensed exclusively for pro se users. To create custom legal documents on behalf of clients, review our Professional Edition software at ParalegalDocuments.com.
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